Frequently asked questions

We help you compare real, personalised loan offers from Australia's leading lenders, powered by RateMatch AI. You see rates matched to your situation — not ads and not teaser rates you may not qualify for.

No. Comparing your rate with us is a soft check only, which does not affect your credit score. A hard credit check only happens later, and only if you choose to formally apply with a lender.

About two minutes. You answer a few quick questions about your loan type and situation, and we show your personalised matches.

Yes, comparing your options is completely free. We may receive a commission from a lender if you proceed, but that never changes the rate you're offered.

We compare 10+ of Australia's leading lenders, including ANZ, CommBank, NAB, AMP, Bendigo Bank, Pepper Money, Now Finance and more.

Rates shown are indicative estimates to help you compare. Your final rate is subject to lender approval and assessment of your individual circumstances.

Home loans, car loans and personal loans. Choose your loan type from the menu or the 'Check my rate' button to begin.

We are Consumer Data Right accredited and handle your information securely and in line with our Privacy Policy. Your details are only shared with lenders relevant to your enquiry.

RateMatch AI Pty Ltd is our licensed credit representative partner (ACR 575001 under ACL 387856) that powers the rate-matching engine behind Control Your Finance.